Economy > Risk premium on lending: Countries Compared
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DEFINITION:
Risk premium on lending is the interest rate charged by banks on loans to prime private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government.
CONTENTS
| # | COUNTRY | AMOUNT | DATE | GRAPH | HISTORY |
|---|---|---|---|---|---|
| 1 | Zimbabwe | 50.57% | 2005 | ||
| 2 | Brazil | 36.62% | 2005 | ||
| 3 | Kyrgyzstan | 22.2% | 2005 | ||
| 4 | Haiti | 19.08% | 2005 | ||
| 5 | Moldova | 15.56% | 2005 | ||
| 6 | Armenia | 13.93% | 2005 | ||
| 7 | Georgia | 12.07% | 2004 | ||
| 8 | Zambia | 11.89% | 2005 | ||
| 9 | Bolivia | 11.65% | 2005 | ||
| 10 | Solomon Islands | 11.55% | 2005 | ||
| 11 | Mauritania | 11.24% | 2005 | ||
| 12 | Uganda | 11.14% | 2005 | ||
| 13 | Belize | 11.03% | 2005 | ||
| 14 | Guyana | 10.75% | 2005 | ||
| 15 | Mozambique | 10.37% | 2005 | ||
| 16 | Nigeria | 10.32% | 2005 | ||
| 17 | Azerbaijan | 9.51% | 2005 | ||
| 18 | Uruguay | 9.47% | 2005 | ||
| 19 | Malawi | 8.72% | 2005 | ||
| 20 | Laos | 8.22% | 2005 | ||
| 21 | Madagascar | 8.16% | 2005 | ||
| 22 | Cape Verde | 8.1% | 2005 | ||
| 23 | Papua New Guinea | 7.66% | 2005 | ||
| 24 | Russia | 7.62% | 2003 | ||
| 25 | Albania | 7.55% | 2005 | ||
| 26 | Ethiopia | 6.75% | 2005 | ||
| 27 | Germany | 6.73% | 2002 | ||
| 28 | Algeria | 6.7% | 2005 | ||
| 29 | Seychelles | 6.64% | 2005 | ||
| 30 | Thailand | 6.5% | 1988 | ||
| 31 | Bahrain | 6.43% | 2004 | ||
| =32 | Saint Lucia | 6.13% | 2005 | ||
| =32 | Bulgaria | 6.13% | 2004 | ||
| 34 | Netherlands Antilles | 6.09% | 2005 | ||
| 35 | Iceland | 5.98% | 2004 | ||
| 36 | Nepal | 5.93% | 2005 | ||
| 37 | Ghana | 5.83% | 1988 | ||
| 38 | Lebanon | 5.42% | 2005 | ||
| 39 | The Bahamas | 5.4% | 2005 | ||
| 40 | New Zealand | 5% | 2005 | ||
| 41 | Vietnam | 4.9% | 2005 | ||
| 42 | Fiji | 4.84% | 2005 | ||
| 43 | Saint Vincent and the Grenadines | 4.74% | 2005 | ||
| 44 | Portugal | 4.72% | 1997 | ||
| 45 | Belgium | 4.7% | 2005 | ||
| 46 | Guinea | 4.68% | 2000 | ||
| =47 | Grenada | 4.57% | 2005 | ||
| =47 | Egypt | 4.57% | 2005 | ||
| 49 | Barbados | 4.54% | 2005 | ||
| 50 | Lesotho | 4.49% | 2005 | ||
| 51 | Kenya | 4.46% | 2005 | ||
| =52 | Tanzania | 4.45% | 2005 | ||
| =52 | Greece | 4.45% | 2003 | ||
| 54 | Antigua and Barbuda | 4.39% | 2005 | ||
| 55 | France | 4.33% | 2003 | ||
| 56 | Trinidad and Tobago | 4.24% | 2005 | ||
| 57 | Slovenia | 4.14% | 2005 | ||
| 58 | Hong Kong | 4.1% | 2005 | ||
| 59 | Philippines | 4.05% | 2005 | ||
| 60 | Jamaica | 3.98% | 2005 | ||
| 61 | Netherlands | 3.95% | 1989 | ||
| 62 | Australia | 3.86% | 2001 | ||
| 63 | Czech Republic | 3.82% | 2005 | ||
| 64 | South Africa | 3.72% | 2005 | ||
| 65 | Swaziland | 3.55% | 2005 | ||
| =66 | Dominica | 3.52% | 2005 | ||
| =66 | Namibia | 3.52% | 2005 | ||
| 68 | Malaysia | 3.47% | 2005 | ||
| 69 | Denmark | 3.4% | 1988 | ||
| 70 | Cyprus | 3.39% | 2003 | ||
| 71 | Poland | 3.38% | 2000 | ||
| 72 | Singapore | 3.26% | 2005 | ||
| 73 | Lithuania | 3.24% | 2003 | ||
| 74 | Italy | 3.14% | 2005 | ||
| 75 | Yemen | 3.11% | 2005 | ||
| 76 | United States | 3.04% | 2005 | ||
| 77 | Saint Kitts and Nevis | 3.03% | 2005 | ||
| Group of 7 countries (G7) average (profile) | 3.02% | 2002 | |||
| 78 | Switzerland | 2.41% | 2005 | ||
| 79 | Malta | 2.33% | 2005 | ||
| 80 | Latvia | 2.14% | 2003 | ||
| 81 | Israel | 2.05% | 2005 | ||
| 82 | Kuwait | 1.82% | 1997 | ||
| 83 | Canada | 1.69% | 2005 | ||
| 84 | Sierra Leone | 1.61% | 2005 | ||
| 85 | Sweden | 1.6% | 2005 | ||
| 86 | Hungary | 1.59% | 2005 | ||
| 87 | Spain | 0.97% | 2002 | ||
| 88 | Ireland | 0.85% | 1998 | ||
| 89 | Libya | 0.58% | 2004 | ||
| 90 | Mexico | 0.49% | 2005 | ||
| 91 | United Kingdom | 0.09% | 2005 | ||
| 92 | Sri Lanka | -2.03% | 2005 |
Citation
Interesting observations about Economy > Risk premium on lending
- Zimbabwe ranked first for risk premium on lending amongst Christian countries in 2005.
- 11 of the bottom 31 countries by risk premium on lending are Hot countries.
- 28 of the bottom 61 countries by risk premium on lending are Former British Colonies'.
- 23 of the bottom 48 countries by risk premium on lending are Heavily indebted.
- 13 of the bottom 79 countries by risk premium on lending are Latin American and Caribbean.
- 15 of the bottom 91 countries by risk premium on lending are Catholic.
- 2 of the bottom 25 countries by risk premium on lending are Religious.
- 3 of the bottom 13 countries by risk premium on lending are Emerging markets'.
- 17 of the bottom 66 countries by risk premium on lending are Cold countries'.
- 17 of the bottom 81 countries by risk premium on lending are Sub-Saharan African.
